What Is Tesla Insurance

Tesla Insurance offers competitively priced insurance products based on how safely you drive and how much you drive. The Tesla app provides a simple way to get a quote, purchase a policy, manage your policy and submit a claim. You can also contact us at 1-844-34-TESLA, available Monday - Friday, 6 AM to 3:30 PM PT.

Tesla Insurance offers insurance using real-time driving behavior, including what vehicle you drive, where you live, how much you drive, what coverage you select, the vehicle’s monthly Safety Score and FSD (Supervised) usage, to determine your policy premium.

Terms and conditions apply.

Tesla Insurance offers an insurance product in California that does not use Safety Score to determine your monthly premium. Tesla Insurance policyholders in California may opt-in to receive a Safety Score for educational purposes only.

Safety Score

Safety Score assesses driving behavior based on several metrics called Safety Factors. These are combined to estimate the likelihood of a future collision, which is used to determine your insurance premiums. Your Safety Score provides insights into your driving behaviors, which you can use to improve your driving safety and lower your future premiums.

Note: Safety Score is available in California for educational purposes only. Your Safety Score does not affect your premiums for policies in California.

You can purchase a new Tesla Insurance policy through your Tesla Account, while you’re preparing for delivery of your new Tesla vehicle, or through the Tesla app for a vehicle you already own.

Managing your Tesla Insurance policy is simple with the Tesla app. You can update your address, edit your coverages, add or remove a vehicle, add or remove a driver and change your payment information.

The Tesla app provides a fast and hassle-free method for filing a claim, getting roadside assistance and finding a repair location.

Tesla Insurance is available in the following states:

• Arizona
• California¹
• Colorado
• Florida
• Illinois
• Indiana
• Maryland
• Minnesota
• Nevada
• Ohio
• Oregon
• Tennessee
• Texas
• Utah
• Virginia

Tesla Insurance collects the information from your Tesla vehicle, including measures of driving behavior and miles driven. Tesla Insurance also collects information from your vehicle to help settle claims and uses claims data to fight fraud and improve the safety of Tesla vehicles. Learn more about Tesla Insurance’s data practices by reviewing our Privacy Policy.