Tesla Insurance

Tesla Insurance is a competitively priced insurance product, offering comprehensive coverage and claim management for Tesla owners in select U.S. states, with additional states coming in the future.

Tesla uniquely understands its vehicles, technology, safety and repair costs, eliminating traditional insurance carriers' additional charges. Tesla Insurance provides a convenient monthly payment and reflects Tesla's active safety and advanced driver assistance features which come standard on all new Tesla vehicles.

Getting Started

Tesla Insurance is available to Tesla owners in the following states:

*Insurance using real-time driving behavior is not available in California.

To get started, purchase a policy in as little as one minute. Simply sign in to your Tesla app.

Input details including your driver’s license information, address and date of birth, with options to add additional drivers or vehicles to your policy.

After your purchase, you will receive a confirmation email and your Tesla Insurance card will be available to from the Tesla app. Tap the profile picture icon, located in the top-right corner to access your Tesla Insurance card. You can also access all your policy documents, make changes to your policy and submit a new claim, right from the Tesla app.

Not all insurance plans are created equal and different coverage levels depend on each driver’s needs and situation.

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Insurance Using Real-Time Driving Behavior

Tesla offers insurance using real-time driving behavior. This is currently available to all Model S, Model 3, Model X and Model Y owners in select U.S. states.

Unlike other telematics or usage-based insurance products, Tesla does not require an additional device to be installed in your vehicle. Tesla uses specific features within the vehicle to evaluate your premium based on your actual driving. You will make monthly payments based on your driving behavior instead of traditional factors like credit, age, gender, claim history and driving records used by other insurance providers.

Your premium is determined based on what vehicle you drive, your provided address, how much you drive, what coverage you select and the vehicle’s monthly Safety Score. An average driver could save between 20% to 40% and the safest drivers could save between 30% to 60%.

Learn more about how Tesla Insurance using real-time driving behavior works.

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Billing and Payments

You can make online payments with a debit or credit card. Tesla will automatically charge each monthly premium payment to this card.

Depending on the state, fees are usually added to the first payment. All fees are non-refundable in the event of cancellation.

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Policy Changes

To make changes to your Tesla Insurance policy, including cancellation, changing your address, adding a driver or vehicle, removing a driver or vehicle and changing coverage selections, contact us.

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Claims

With Tesla Insurance, you can submit, manage and track your claims and schedule repairs right from the Tesla app. Open the Tesla app and select your profile picture icon in the top-right corner. Tap ‘Account’ > ‘Insurance' to get started.

At the time of the incident, you can also enter necessary information of all involved parties and vehicles, take photos of the vehicles and review the claim details all from the Tesla app.

Learn more about reporting, submitting and reviewing your claims.

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Additional Support

If you have any questions or concerns, contact us at 1-844-34-TESLA. For existing policyholders, reach out to your adjuster for immediate support about a new or existing claim.

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