Tesla Insurance

Tesla Insurance is a competitively priced insurance offering designed to provide Tesla vehicle owners with up to 20% lower rates, and in some cases as much as 30%. Tesla Insurance offers comprehensive coverage and claims management to support Tesla owners in California, and will expand to additional U.S. states in the future. Tesla Insurance offers a convenient monthly payment with no hidden fees or charges. Customers may cancel or change their Tesla Insurance policy at any time.

If you are a Tesla vehicle owner in California, you can now purchase a policy in as little as one minute.

If you are purchasing a new vehicle in California, request a quote prior to delivery once a VIN has been assigned to your Tesla Account.


Frequently Asked Questions

How can I talk to a licensed agent about insurance?
Consumers can call 1-844-34-TESLA to get a quote, manage their policy or discuss their insurance needs.

Is Tesla Insurance available for all Tesla owners?
Tesla Insurance is currently available to all Model S, Model X, Model 3 and Roadster owners in California, and it will expand to additional U.S. states in the future.

How do I purchase Tesla Insurance?
Current Tesla owners in California can purchase a policy in as little as one minute. For new vehicle orders, customers can request a quote prior to delivery once a VIN has been assigned to their Tesla Account.

How is Tesla Insurance coverage less expensive than other mainstream insurance? 
Tesla uniquely understands its vehicles, technology, safety and repair costs, and eliminates fees taken by traditional insurance carriers. By pricing policies to reflect Tesla's active safety and advanced driver assistance features, which come standard on all new Tesla vehicles, Tesla Insurance is able to offer reduced insurance costs for many eligible owners.

How much will my Tesla Insurance policy cost?
The cost of each Tesla Insurance policy varies based on the individual, including their driving record and other factors that can typically impact a person's insurance rates. Owners looking to insure multiple vehicles may also be eligible for further discounts.

How should I compare Tesla Insurance to my previous policy?
Not all insurance plans are created equal, and there are different levels of coverage depending on the needs and personal situation of each customer. When comparing your Tesla Insurance rate to your previous policy, be sure to look at the terms of each policy to check if they’re the same. If they’re not the same or if you have questions, call us at 1-844-34-TESLA to speak to a licensed agent.

It is also important to note that the online quote provided by Tesla Insurance is for a single vehicle and will not be comparable to insurance bundle pricing, which includes additional discounts for adding another driver, having multiple cars, or even including a home. Tesla Insurance also provides multi-vehicle discounts and the ability to include additional drivers. Customers should call the number listed in their Tesla Account and speak to licensed agent to understand further.

How does Tesla Insurance price for safety assist and advanced driving features?
Tesla Insurance reflects the benefits of Tesla's active safety and advanced driver assistance features. As with all Tesla products, Tesla Insurance will continue to evolve in order to provide lower total cost of ownership and increased ease of customer experience.

Does Tesla Insurance use driver data to price insurance?
We use anonymized, aggregate data to inform our insurance rates, such as including the benefits of Tesla's active safety and advanced driver assistance features. Tesla Insurance does not currently use data from individual vehicles, such as GPS or vehicle camera footage. We plan to expand the product offerings to incorporate more types of data over time.

Can I insure other vehicles with Tesla Insurance?
Tesla Insurance is a personal auto insurance product. Upon request, Tesla Insurance Services will place your non-Tesla auto policies with a relevant provider.

How do I update my coverage details for my Tesla Insurance policy?
To update your coverage details for your Tesla Insurance policy, follow the instructions in your Tesla Account under "Manage Policy."

Can I add multiple drivers or vehicles to my Tesla Insurance policy?
Yes. Once purchased, California customers can add multiple drivers or vehicles to their Tesla Insurance policy. To add another driver or Tesla to your Tesla Insurance policy, follow the instructions in your Tesla Account under "Manage Policy."

Does Tesla Insurance cover ride sharing?
Like other personal insurance policies, Tesla Insurance covers the personal use of your vehicle and does not extend to commercial activities like ride sharing, which require a commercial policy. Tesla Insurance plans to offer a commercial policy in the future to support the Tesla ride sharing network.

How do I report and track my claims for Tesla Insurance?
To report or track a claim on an existing Tesla Insurance policy, call the number on your insurance card, which is available to download through your Tesla Account. An assigned claims specialist will support you through your entire claims experience. Tesla Insurance provides access to all Tesla Body Repair Centers where available, which offer a quicker assessment and direct interaction with a specialized adjustor.

Can I still select an insurance plan through a third party?
Yes. While we believe Tesla Insurance provides a compelling offer for new and existing owners, customers can select any third-party insurance product they prefer.

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