Tesla Insurance

Tesla Insurance is a competitively priced insurance offering designed to provide Tesla vehicle owners with up to 20% lower rates, and in some cases, as much as 30%. Tesla Insurance offers comprehensive coverage and claims management to support Tesla owners in California and will expand to additional U.S. states in the future. Tesla Insurance offers a convenient monthly payment with no hidden fees or charges. Customers may cancel or change their Tesla Insurance policy at any time via the call center at 1-844-34-TESLA.

If you are a Tesla vehicle owner in California, you can now purchase a policy in as little as one minute.

If you are purchasing a new vehicle in California, request a quote before delivery once an assigned VIN is available in your Tesla Account.


Frequently Asked Questions

How can I talk to a licensed agent about insurance?
Consumers can call 1-844-34-TESLA to manage their policy, or discuss their insurance needs.

Is Tesla Insurance available for all Tesla owners?
Tesla Insurance is currently available to all Model S, Model X, Model 3, Model Y and Roadster owners in California. Insurance will expand to additional U.S. states in the future.

How do I purchase Tesla Insurance?
Current Tesla owners in California can purchase a policy through Tesla Insurance. For new vehicle orders, customers can request a quote before delivery once an assigned VIN is available in your Tesla Account.

How is Tesla Insurance coverage less expensive than other mainstream insurance? 
Tesla uniquely understands its vehicles, technology, safety, and repair costs, and eliminates fees taken by traditional insurance carriers. Tesla Insurance pricing is reflective of Tesla's active safety and advanced driver assistance features, which comes standard on all new Tesla vehicles.

How much will my Tesla Insurance policy cost?
The cost of each Tesla Insurance policy varies based on the individual, including their driving record and other factors that can typically impact a person's insurance rates. Owners looking to insure multiple vehicles may also be eligible for further discounts.

How do I make payments online?
We can process online payments with a debit or credit card.

How do I obtain my ID card?
Your insurance card is available to download through your Tesla Account.

How should I compare Tesla Insurance to my previous policy?
Not all insurance plans are created equal, and there are different levels of coverage depending on the needs and personal situation of each customer.

When comparing your Tesla Insurance rate to your previous policy, be sure to look at the terms of each policy to check if they’re the same. Also, note that bundled policies such as home and auto will not be comparable since additional discounts are included when a customer purchases multiple insurance policies from a single company.

Tesla Insurance also provides multi-vehicle discounts and the ability to include additional drivers.

If you have questions, call us at 1-844-34-TESLA to speak to a licensed agent.

How does Tesla Insurance price for safety assist and advanced driving features?
Tesla Insurance reflects the benefits of Tesla's active safety and advanced driver assistance features. As with all Tesla products, Tesla Insurance continues to evolve in order to provide a lower total cost of ownership and increased ease of customer experience.

What are the insurance coverages available?
Tesla Insurance offers coverage for physical damage and bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. We also provide additional financial protection against theft of the car, and damage to the car for events other than traffic collisions.

To see all the additional coverages offered, please select Get a Quote. To add supplementary coverages such as Auto Loan/ Lease Gap, Collision Deductible Buyback, and Total Loss Deductible, please call us at 1-844-34-TESLA.

What is the Autonomous Vehicle Protection Package?
While we offer numerous additional coverages on top of your base coverage, we also provide an Autonomous Vehicle Protection Package. This package includes Autonomous Vehicle Owner Liability, Wall Charger Coverage, Electronic Key Replacement, and covers Cyber Identity Fraud Expenses.

To see the specific coverage level details that are available, please select Get a Quote.

Does Tesla Insurance use driver data to price insurance?
We use anonymized, aggregated data to inform our insurance rates, such as including the benefits of Tesla's active safety and advanced driver assistance features. Tesla Insurance does not currently use data from individual vehicles, such as GPS or vehicle camera footage. We plan to expand the product offerings to incorporate more types of data over time.

Can I insure other vehicles with Tesla Insurance?
Tesla Insurance is a personal auto insurance product. Upon request via the call center, Tesla Insurance Services will place your Tesla and/ or non-Tesla auto policies with a relevant provider.

How do I update my coverage details for my Tesla Insurance policy?
To update your coverage details for your Tesla Insurance policy, please call us at 1-844-34-TESLA.

Can I add multiple drivers or vehicles to my Tesla Insurance policy?
Yes. Once purchased, California customers can add multiple drivers or vehicles to their Tesla Insurance policy. To add another driver or vehicle, please call us at 1-844-34-TESLA.

Does Tesla Insurance cover ride sharing?
Like other personal insurance policies, Tesla Insurance covers the personal use of your vehicle and does not extend to commercial activities like ride-sharing, which requires a commercial policy. Tesla Insurance plans to offer a commercial policy in the future to support the Tesla ride-sharing network.

How do I report and track my claims for Tesla Insurance?
To report or track a claim on an existing Tesla Insurance policy, you can call the number on your insurance card. An assigned claims specialist will support you through your entire claims experience. Tesla Insurance provides access to all Tesla Body Repair Centers where available, which offer a quicker assessment and direct interaction with a specialized adjustor.

How can I cancel my previous car insurance policy?
You can contact your current insurance provider and inquire about their cancellation process.

Can I still select an insurance plan through a third party?
Yes. While we believe Tesla Insurance provides a compelling offer for new and existing owners, customers can select any third-party insurance product they prefer.

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