Tesla Insurance
Tesla Insurance is a competitively priced insurance product, offering comprehensive coverage and claim management in select U.S. states, with additional states coming in the future.
Tesla Insurance uniquely understands its vehicles, technology, safety and repair costs, eliminating traditional insurance carriers' additional charges.
If you already have a Tesla Insurance policy, use these links to manage your account in the Tesla app:
Tesla Insurance is available in the following states:
- Arizona
- California*
- Colorado
- Illinois
- Maryland
- Minnesota
- Nevada
- Ohio
- Oregon
- Texas
- Utah
- Virginia
*Insurance using real-time driving behavior is not available in California.
To get started, purchase a policy in as little as one minute. Simply sign in to the Tesla app or contact us to begin.
- For current Tesla vehicle owners, you can purchase a policy in the Tesla app by tapping the profile picture icon, located in the top-right corner. Select ‘Get Tesla Insurance.’
- For new Tesla vehicle owners, you can purchase a policy in the Tesla app before taking delivery and once you have an assigned VIN and delivery date. In the pre-delivery tasks, you will be prompted to provide proof of insurance and have the option to get a quote from Tesla Insurance. Simply click “Get Tesla Insurance” in the pre-delivery task.
- For Tesla vehicle owners with non-Tesla vehicles, you can also insure your non-Tesla vehicles by adding the vehicle when you purchase a policy. For existing policyholders, use the Tesla app or contact us to add your non-Tesla vehicles to your policy.
- For non-Tesla vehicle owners in California, you can insure your non-Tesla vehicles by adding the vehicle when you purchase a policy.
Input details including your driver’s license information, address and date of birth, with options to add additional drivers or vehicles to your policy.
After your purchase, you will receive a confirmation email and you’ll be able to view your insurance card and policy documents, make policy changes, see billing and payment details, update your insurance payment method and make claims from the Tesla app.
Not all insurance plans are created equal and different coverage levels depend on each driver’s needs and situation. Additional coverage and discounts may be available depending on your state of residence and situation.
Tesla offers insurance using real-time driving behavior. This is currently available to all Model S, Model 3, Model X and Model Y owners in select U.S. states. Insurance using real-time driving behavior is not available in California.
Tesla Insurance determines your premium using several factors like what vehicle you drive, where you live, how much you drive, what coverage you select and the vehicle’s monthly Safety Score. The safer you drive, the higher your Safety Score and the lower your insurance premium.
Unlike other telematics or usage-based insurance products, Tesla Insurance does not require an additional device to be installed in your vehicle. Tesla Insurance uses specific features within the vehicle to evaluate your premium based on your actual driving. You will make monthly payments based on your driving behavior instead of traditional factors like credit, age, gender, claim history and driving records used by other insurance providers.
Learn more about how Tesla Insurance using real-time driving behavior works.
To view your Tesla Insurance card and policy documents in the Tesla app, follow these steps:
- Tap the profile picture icon in the top-right corner.
- Tap ‘Account.’
- Tap ‘Insurance.’
- Tap ‘Documents.’
You can make online payments with a debit or credit card. Tesla Insurance will automatically charge each monthly premium payment to this card. To update your Tesla Insurance payment method in the Tesla app, follow these steps:
- Tap the profile picture icon in the top-right corner.
- Tap ‘Account.’
- Tap ‘Insurance.’
- Tap ‘Manage Payment.’
Depending on the state, fees are usually added to the first payment. All fees are non-refundable in the event of cancellation.
You can also pay by check, money order or cash by mailing your payment to:
Tesla Insurance Service
12832 S Frontrunner Blvd
Draper, UT 84020
When mailing your payment, you must include your policy number with the payment. Your coverage will start when payment is received. If your payment is not received in a timely manner, your policy may be canceled.
All Tesla Insurance policy holders can make changes to their Tesla Insurance policy in the Tesla app. Changes that can be made in the app include, changing your address, adding a driver or vehicle, removing a driver or vehicle, changing payment options, adding lienholder information, changing coverage selections or cancelling your policy.
To make a change to your insurance policy in the Tesla app, follow these steps:
- Tap the profile picture icon in the top-right corner.
- Tap ‘Account.’
- Tap ‘Insurance.’
- Tap ‘Manage Policy.’
- Tap ‘Update Your Policy.’
With Tesla Insurance, you can submit, manage and track your claims and schedule repairs right from the Tesla app. To submit a claim in the Tesla app, follow these steps:
- Tap the profile picture icon in the top-right corner.
- Tap ‘Account.’
- Tap ‘Insurance.’
- Tap ‘Claims.’
At the time of the incident, you can also enter necessary information of all involved parties and vehicles, take photos of the vehicles and review the claim details all from the Tesla app.
Learn more about reporting, submitting and reviewing your claims.
You can view your Tesla Insurance policy, Tesla Insurance card, make policy changes and file a claim in the Tesla app.
Quotes
If you would like assistance with a new or existing quote, contact us at 1-844-34-TESLA.
Claims
For assistance with an existing claim, please contact the claims adjuster assigned to your claim or send an email to claims@teslainsuranceservices.com.
To file a new claim, please use the mobile app or dial 1-844-34-TESLA.
Obtaining an SR-22/FR-44
A certificate of financial responsibility serves as proof your auto insurance policy meets the minimum liability coverage required by state law. Depending on the state, the certificate of financial responsibility is referred to as either an SR-22 or FR-44. While regulations vary by state, a certificate of financial responsibility is required by the state or a court for certain driving-related violations such as DUI and reckless driving convictions. Request a certificate of financial responsibility by emailing support@teslainsuranceservices.com. There is a flat fee you must pay per term when we file a financial responsibility certificate on your behalf.
Other Support
For any other support, please send an email to support@teslainsuranceservices.com.